Loan it, Own it, Home it..
Finally, Mortgages Done Right!
For the first time in UAE, you have the power of local mortgage banking experience as your consultants.
Secure the best rates and mortgage terms in the UAE
Mastery
20+ years
Mortgage Experience within UAE banks
3000+ Clients
UAE nationals, Expats, and Non-residents
3+ Billion AED
of successfully facilitated mortgages
Mortgage Calculator
Use the LOANS & HOMES Mortgage Calculator to estimate your monthly installment.
Dedicated Mortgage Expert
Every client is unique. That’s why your dedicated mortgage advisor will work with you step by step to help you achieve your unique goals.
Extensive Network With a wide range of banks and mortgage products, we’ll help you find the best option.
We’ll even negotiate on your behalf to secure the best rates.
Smooth Process We’ll guide you through the entire mortgage application process to easily compile the necessary documents, and work on your behalf to finalize all the bank approvals within clear timelines.
No Surprises
We guarantee a clear understanding of all fees and expenses involved with home buying. Our approach is completely open, with NO hidden fees. And the best part? our service is provided to you FREE of charge, as we receive compensation directly from the banks.
Availability We don’t disappear or leave you hanging in the middle of the process. Expect constant updates, and we are always available for you to reach out to us anytime.
Application Tracking Made Easy Not a fan of calls or texts or finding it challenging to stay in touch with today’s busy lifestyle? No problem – Enjoy exclusive access to our client portal, your personalized hub where a simple click allows you to effortlessly track your application status, receive live updates or upload your documents directly through the portal, your journey through the application process is now seamlessly at your fingertips.
Steps of Your Mortgage Journey
1. LOANS & HOMES Consultation
Your journey to securing the perfect home finance begins with a personalized free consultation.
2. Pre Approval
We will secure your pre-approval from the bank, making your property hunt more effective.
3. Property Hunt
Once pre-approved, partner with an experienced real estate agent to help you explore properties that match your preferences.
4. Finalizing Your Mortgage
We’ll do what we do best… secure you the most favorable mortgage terms. Initiate the valuation, get your Offer Letter ready and finalize the process with the bank we selected together.
Why Choose LOANS & HOMES Over a Traditional Bank?
LOANS & HOMES
- Access to Multiple Lenders We have connections with various lenders, access to 1,000+ mortgage products offering a wide range of mortgage options.
- Expert Guidance We are industry experts. We assess your financial situation, provide personalized advice, and guide you through the entire mortgage process — especially if you’re a first-time homebuyer.
- Time and Effort Saved We do all the legwork on your behalf, saving you time and effort in researching and contacting banks.
- No Cost to you Our service is entirely FREE of charge to you, as we receive compensation directly from the banks.
- Objective Advice We don’t have a vested interest in promoting one bank over another. We provide impartial advice based on your best interests.
- Advantages of Availability We offer extended availability, including evenings and weekends, providing flexibility for client interactions. Ensuring regular updates and prompt responses for a smoother application experience. Live Application Tracking Portal for added convenience.
Bank Directly
- Limited Options Banks offer their own mortgage products, which heavily limits your choices.
- Self-Guided Handling the mortgage process on your own consists of figuring out the required documentation, completing bank applications, navigating through banks and regulatory policies, and potentially missing out on expert advice.
- More Time and Effort You’ll have to do your own research, contact multiple banks, compile and compare between 1,000+ mortgage products to determine the most favorable terms for you.
- Extra Cost You may overpay or get overcharged as your mortgage terms may not be as favorable.
- Bank’s Interests Banks prioritize their products, potentially leading to less objective advice.
- Availability/Follow up Challenges Ever faced disappointment trying to reach the bank? It’s a common struggle as banks stick to regular hours, making it tough for busy clients. Less frequent updates mean you might need to nudge them for info, making it a bit tricky to stay in the loop on your application progress.
